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About Us PDF Print E-mail

The Financial Fitness Association's (FFA) Vision is to provide educational financial materials and tools to assist members in attaining financial fitness.

Our Mission is to serve our members by providing knowledge and resources to develop and enhance financial fitness and promote thrift and savings, through these member benefits:

  • Making association members aware of current financial issues through periodic educational e-newsletters and member meetings;

  • Providing educational and resource information to members via the website, educational e-newsletters, and member meetings;

  • Offering miscellaneous benefits and discounts to Association members as they become available (including, but not limited to, prescription discounts, Credit Union membership, and other miscellaneous discounts and services).

The FFA is a non-profit organization that operates under a volunteer Board of Directors. The following are brief bios of our 2009-2010 Board Members.

Margaret Toppel, President/ CEO of FFA and Board Treasurer, has worked for corporate marketing for over five years before joining the financial services industry. She has developed Relocation Programs and assisted in nationwide business development efforts for a large credit union. Throughout her career Margaret has worked and lived internationally for a total of 13 years in locations such as Hong Kong, Australia, Mexico, Switzerland and Korea.

Deena Westergard, has worked in the corporate travel industry as a national sales manager for 15 years. In the last five years, she became licensed as a Real Estate Agent and worked for Intero Real Estate and Keller Williams Realty. She now owns her own business, Redhouse Investments. Deena is the secretary of the FFA Board.

Kimberly Pettinger joined the FFA Board in 2009. She has been at Intel Corporation for the last five years as a global marketing manager. Prior to that she was at the Institute for Computer Technology and coordinated their corporate technology educational programs.

Susan Tierman, MD is the Medical Director for Global Health at Johnson & Johnson and currently the Chairman of the FFA Board.  She was a partner in Palo Alto Medical Foundation as well as the Medical Director for the City of San Jose. She is active in many organizations including the American College of Occupation and Environmental Medicine and is a Clinical Assistant Professor at UCSF.


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