Videos: Debt & Credit Cards
The following videos cover debt and credit cards. Minimum Payments on Credit Cards Prepaid Cards
Read More Using Debt Wisely
Videos: Credit Reports and Scores
The following videos cover credit reports and scores. Credit Scores Your Source for a Truly Free Credit Report? AnnualCreditReport.com
Read More Evaluating Debt Consolidation
If you are like most Americans, your mail box is filled with offers for credit cards, mortgage refinancing and home equity loans. Many of those offers stress the benefits of…
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Replace Your Credit Card Debt with a Home Equity Loan
Credit cards can be a great convenience, but the interest rates charged on unpaid balances are usually much higher than those found with home equity loans. If you have significant…
Read More Podcast: Protecting Your Credit Card Activities
https://financialfitnessassociation.org/wp-content/uploads/P3_ProtectingYourCreditCardActivities.mp3 Welcome to the podcast series – Take Control of your Financial Future. In this session, we are going to review some ways to protect your credit card activities.…
Read More Podcast: Getting and Using Your First Credit Card
https://financialfitnessassociation.org/wp-content/uploads/N5_FirstCreditCard.mp3 Welcome to the podcast series – Take Control of your Financial Future. In this session, we are going to discuss getting and using your first credit card. Even…
Read More Podcast: Fundamentals of Borrowing
https://financialfitnessassociation.org/wp-content/uploads/F6_FundamentalsOfBorrowing.mp3 Welcome to the podcast series – Take Control of your Financial Future. In this session, we are going to review the fundamentals of borrowing. The sensible use of…
Read More Podcast: Build a Solid Credit History
https://financialfitnessassociation.org/wp-content/uploads/F4_BuildSolidCreditHistory.mp3 Welcome to the podcast series – Take Control of your Financial Future. In this session, we are going to review how a solid credit history can be one…
Read More Review Your Credit Report
Maintaining a solid credit history is an important part of managing your finances. A good credit record can make future borrowing easier and help you qualify for lower interest rates.…
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Reducing Your Debt Burdens
Reducing Your Debt Burdens Most individuals have debt of one kind or another. It may be a home mortgage, a credit card, a student loan, an auto loan or some…
Read More Preparing to Borrow
Borrowing money is a part of almost everyone's financial lives. Mortgages, auto loans and college loans enable us to afford things that are beyond our current financial reach. Credit cards…
Read More Pay More Than The Monthly Minimum On Your Credit Card
Each credit card statement you receive includes a “minimum payment” amount along with transaction, balance and interest rate information. Depending on other parts of your financial situation and your spending…
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Fundamentals of Borrowing
The sensible use of debt should be part of a sound financial strategy. Debt can enable you to enjoy things that otherwise are currently beyond your reach. Borrowing can also…
Read More Guidelines for First Time Credit Card Users
A “first” credit card can be exciting, tempting and intimidating. If you are getting your first credit card (or your child is getting his/her first card), here are some ideas to keep in mind.
Evaluating Credit Cards
Credit cards are a convenient part of the financial lives of many individuals. They also are the subjects of intense marketing campaigns of all types of financial organizations. Your mailbox…
Read More Consider Refinancing Regardless of Rates
Addressing the issue from four points of view. If you are like most people, your home is your most valuable financial asset and your mortgage is your largest debt. Consequently,…
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Does Debt Consolidation Make Sense?
If you are like most Americans, your mail box is filled with offers for credit cards, mortgage refinancing and home equity loans. Many of those offers stress the benefits of…
Read More Developing and Using a Wise Borrowing Strategy
The sensible use of debt should be part of any sound financial strategy. Debt enables you to enjoy things that otherwise are beyond your current reach, but it can also…
Read More Podcast: Pay More Than the Minimum on Your Credit Card
https://financialfitnessassociation.org//wp-content/uploads/D8_PayMoreThanCCMinimum.mp3 Welcome to the podcast series – Take Control of your Financial Future. In this session, we are going to discuss the importance of paying more than the minimum…
Read More Podcast: Preparing to Borrow
https://financialfitnessassociation.org//wp-content/uploads/D7_PreparingToBorrow.mp3 Welcome to the podcast series – Take Control of your Financial Future. In this session, we are going to review some steps you should go through before you apply…
Read More Should You Borrow From Your 401(k) Plan?
Most 401(k) retirement plans allow participants to borrow from their accounts within the retirement plan. This source of funds can be helpful if you need money, but is not always…
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Getting Out of Debt
For many, using credit is a normal part of handling their finances. For others, using credit can lead to uncontrolled spending, anxiety, unpleasantness or even bankruptcy. If you want (or…
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Getting and Using Your First Credit Card
A first credit card can be exciting, tempting and intimidating. Credit cards are a great convenience, but they are also borrowing money that must be repaid. Here are some ideas…
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