Terms of Use

The information contained on this website is oriented to those persons interested in Financial Fitness Association and its group companies (hereinafter referred to as FFA). By accessing information published on this website, you accept the following terms and conditions.


The information published and opinions expressed on this website are provided by FFA exclusively for personal use as well as information purposes; they may be changed at any time and without prior notice. FFA does not make any guarantees (either expressed or tacit) for the accuracy, completeness and up-to-dateness of the information or expressions of opinion published on this website. Moreover, FFA is not obligated to remove outdated information from the FFA website or to label this information expressly as such. At the same time, FFA reserves the right to update or change the content of this website at any time and without prior notice.

It is possible that the information on the FFA website could be manipulated under certain circumstances by unauthorized third parties; as such, FFA does not make any guarantees as to the correctness, reliability, up-to-dateness or completeness of the information published on the FFA website.

Any information found on or transmitted through this website or sent or forwarded by you to FFA is generally sent as unencrypted data over an open network (the Internet). FFA points out that it is your responsibility to transmit information to FFA in a protected, encrypted form if necessary.

If the information contained on this website or the IT systems supporting it are abused, criminal proceedings may be initiated against those responsible for this abuse.

FFA assumes no liability for the sound functionality and operational stability of the data codes downloaded from this website. FFA in particular points out that such data codes could harbor risks caused by changes made to them (such as viruses) when transferred over a public network. FFA is unable to offer any support or assume liability for any possible complications, system interruptions or other damages.


The operators of websites to which to the FFA website contains a hyperlink are solely responsible for the correctness, completeness, up-to-dateness and legality of these websites, as well as for the sale of any products and services offered there.

If third-party websites contain hyperlinks to the FFA website, FFA shall assume no liability for the content of the link or for any third-party offers made via such a hyperlink.

Data protection

FFA treats the information received via the Internet in accordance with the federal laws governing the protection of data.

Intellectual property rights

The logos and brands used on the FFA website and registered as trademarks are protected by trademark law. Third parties may only use the logos and brands that belong to FFA and its subsidiaries with the permission of FFA and/or its respective subsidiary. The entire content of the FFA website is protected by copyright law.

No offer

None of the information contained herein may be construed as an offer for the purchase or sale of a financial product or an offer for the provision of services. FFA may not be held liable for the completeness or correctness of the information contained herein or for damages resulting from actions which were undertaken on the basis of the information contained in this or other FFA publications. FFA expressly reserves the right to change the prices or the composition of products or services at any time.

Google Analytics

This website uses Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses "cookies", which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Further information can be found under Google Analytics Terms of Service & Privacy.


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